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Home/Regulation Tracker/NAIC Model Bulletin on the Use of Artificial Intelligence Systems by Insurers

NAIC Model Bulletin on the Use of Artificial Intelligence Systems by Insurers

The NAIC bulletin, adopted by roughly half the states, sets the expectation that every insurer runs a documented AI governance programme and can evidence testing in examinations, making it the broadest US insurance AI standard.

naicinsuranceai governance

Required actions

  • Adopt a written AI programme covering governance, risk management, internal controls and third-party oversight, proportionate to the risk of each AI system - Be prepared to produce documentation of AI systems and testing in market conduct examinations

Sources

PreviousCJEU SCHUFA Holding (C-634/21) — credit scoring as an automated decisionNextDirective (EU) 2023/2225 (CCD2) — automated creditworthiness assessment

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