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Home/AI Incident Database/Apple Card algorithm gives men far higher credit limits than their wives, prompting a New York DFS investigation

Apple Card algorithm gives men far higher credit limits than their wives, prompting a New York DFS investigation

Tech entrepreneur David Heinemeier Hansson and Apple co-founder Steve Wozniak reported receiving credit limits many times higher than their wives despite shared assets, making Apple Card the reference case for opaque credit algorithms.

Severity: Mediumapple cardcreditgendergoldman sachs

Sources

dfs.ny.govhttps://www.dfs.ny.gov/reports_and_publications/press_releases/pr202103161

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Apple Card algorithm gives men far higher credit limits than their wives, prompting a New York DFS investigation

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